What is "CIRCLE K" on my bank statement?
CIRCLE K is a legitimate gas station and convenience store charge from Circle K.
Merchant: Circle K | Category: Other
What Is This Charge?
A charge from Circle K reflects a purchase at Circle K, a convenience store and gas station chain founded in 1951. Circle K operates more than 14,000 stores across the United States and 20+ other countries, so the descriptor usually points to a real in-person fuel or store transaction. The merchant sells gasoline, snacks, drinks, tobacco, lottery items, and basic travel goods. A bank statement line with CIRCLE K is usually legitimate when you recently bought fuel or paid inside the store.
Why Does This Charge Appear on My Statement?
This charge appears when you pay for gas at the pump, buy items inside a Circle K store, or use a card on file for a fuel transaction. Some pumps place a temporary authorization hold before the final amount posts, and that hold can look different from the final charge. A charge can also appear after a delayed settlement if you used a debit card, prepaid card, or mobile wallet at the station. If you do not recognize the charge, it may be from a store location number you did not notice at checkout.
Typical Charge Amounts
Typical Circle K purchases often fall between $2 and $25 for drinks, snacks, and small convenience items. Fuel purchases commonly post at $20, $35, $50, or $75, depending on the pump authorization and the amount of gas bought. Some card issuers show a temporary hold of $1, $5, $50, or $100 before the final transaction clears. Circle K does not usually charge a membership fee, because it is a retail merchant rather than a subscription service.
Common Variations
CIRCLE K CIRCLE K #1234 CIRCLE K 01234 CIRCLE K STORE 1234 CIRCLE K GAS CIRCLE K FUEL CIRCLE K 1234 PHOENIX AZ CIRCLE K 1234 HOUSTON TX
Is This Charge Legitimate?
A Circle K charge is usually legitimate if you recently bought fuel, paid inside a store, or used a card at a Circle K pump. Check your receipt, your bank app, and the Circle K receipt or pump screen for the store number and exact amount. You can verify the merchant by comparing the location on your statement with the store locator at https://www.circlek.com/store-locator. If the charge still looks wrong, call the number on the back of your card and ask your bank to confirm whether it is a pending hold or a posted purchase.
How to Dispute or Cancel
Start by calling Circle K customer service at 1-800-324-8467 and ask for the store manager if the charge came from a specific location. Keep the receipt, the date, the time, the pump number, and the last four digits of the card, because those details help resolve fuel disputes faster. If the charge is unauthorized, file a dispute with your bank or card issuer on the same day and ask them to block the card if needed. If the issue is a duplicate or incorrect fuel hold, ask the merchant and your bank to review the transaction together, because some holds drop off automatically within 1 to 7 business days.
Frequently Asked Questions
Why does my Circle K charge show as CIRCLE K #1234?
That format usually means the charge came from a specific Circle K store location, and 1234 is the store number or terminal identifier. The extra number helps the bank match the purchase to one site, especially for fuel transactions and in-store card payments. If you do not recognize the location, compare the amount and date with your receipt or your bank app.
How do I cancel my Circle K subscription?
Circle K is not normally a subscription merchant, so most charges are one-time purchases rather than recurring memberships. If you enrolled in a local car wash plan, rewards offer, or third-party fuel program tied to Circle K, cancel it through the original sign-up page or by calling the store listed on your receipt. If you cannot find a recurring service, ask your bank to stop future card charges.
Why is my Circle K charge a different amount than expected?
Fuel purchases can show a temporary authorization hold that is higher or lower than the final amount, and that is common at gas pumps. The final charge can also change if you bought more fuel than the pump estimate or if the store added taxable items like snacks or drinks. Debit cards and prepaid cards often show the hold first, then the settled amount later.
Can a Circle K charge be from a gas pump hold?
Yes, a Circle K charge can be a pump authorization hold before the final fuel amount posts. Many stations place a temporary hold of $1, $50, or $100 to confirm the card is valid, then replace it with the actual purchase amount. If the hold does not clear after several business days, contact your bank.
What should I do if I never visited Circle K?
If you never visited a Circle K store, treat the charge as potentially unauthorized and contact your bank immediately. Ask the bank to check whether the transaction is pending, posted, or part of a card-not-present fraud pattern. Then review your recent card use, change passwords for any linked payment apps, and request a new card if the bank recommends it.
Similar Charges
- CIRCLE K
- CIRCLE K #1234
- CIRCLE K 01234
- CIRCLE K STORE 1234
- CIRCLE K GAS