Identify Unknown Bank Charges Instantly
Paste a confusing bank statement line and get an AI-powered explanation with confidence scoring — free, private, no account needed.
- No data stored
- AI-Powered
- Free forever
Why Choose TransactionLookup?
- Instant Recognition — Our database recognizes thousands of common merchant patterns and payment processors.
- AI-Powered Analysis — When we can't find an exact match, our AI analyzes the charge pattern to provide insights.
- Privacy First — We don't store sensitive financial information. Only charge descriptions are analyzed.
Frequently Asked Questions
How accurate are the results?
Our system combines a database of known merchant patterns with AI analysis. Accuracy varies, but we provide confidence scores to help you assess reliability.
Is my financial data safe?
Yes. We only analyze the charge description text you provide. We don't store account numbers, full statements, or other sensitive financial information.
What if I still don't recognize a charge after analysis?
If our analysis suggests a charge you don't recognize, contact your bank or card issuer immediately. They can provide official assistance and dispute resolution.
How do I identify unknown charges on my bank statement?
Simply paste the cryptic descriptor from your statement into our analyzer. Our AI will decode what the charge likely represents, providing merchant information and confidence scoring.
Is this service free?
Yes, TransactionLookup.com is completely free to use. We believe everyone should have access to tools that help them understand mysterious transactions.
What types of bank charges can you identify?
We can identify most merchant charges, subscription fees, bank fees, ATM withdrawals, online purchases, recurring payments, and credit card transaction descriptors. Our AI continuously learns new patterns.
Why do bank statement descriptors look so confusing?
Banks use abbreviated codes and reference numbers for transactions. These cryptic descriptors save space but make it hard to identify what you actually purchased or which merchant charged you.