What is "TARGET" on my bank statement?
TARGET is usually a legitimate Target store purchase, often from in-store, online, or pickup orders.
Merchant: Target | Category: Retail
What Is This Charge?
TARGET is a charge from Target Corporation, one of the largest retail chains in the United States with over 1,900 stores nationwide. This descriptor appears for in-store purchases, online orders from target.com, same-day delivery through Target's Shipt integration, and Drive Up or Order Pickup transactions. Target sells a wide range of products including groceries, clothing, electronics, home goods, beauty products, and more.
Why Does This Charge Appear on My Statement?
This charge appears when you make a purchase at a Target store (in-person at the register or self-checkout), order from target.com for shipping, use Target's same-day delivery service, or pick up an order through Drive Up or Order Pickup. If you used a Target Circle card (debit or credit), the charge may also reflect the 5% discount automatically applied. Online orders are charged when the items ship, not when you place the order.
Typical Charge Amounts
Target charges vary widely based on what you purchase—from a few dollars for small household items to several hundred dollars for electronics, furniture, or large shopping trips. Grocery runs typically range from $30-$100. The average Target transaction is around $50. If you see multiple Target charges in one day, you may have made separate purchases or your online order shipped in multiple packages.
Common Variations
Target charges appear as TARGET, TARGET.COM, TARGET *ONLINE, TARGET 00012345 (with a store number), TARGET DEBIT CARD, or TGT*STORE. Online orders may show as TARGET.COM*ORDER or TARGET.COM MINNEAPOLIS MN. Same-day delivery orders might appear as SHIPT or TARGET*SHIPT. The store number after TARGET corresponds to the specific Target location where you shopped.
Is This Charge Legitimate?
If you shopped at Target or ordered online, check your receipts (paper or in the Target app under "Purchases"). Target Circle members can view their complete purchase history in the Target app. For online orders, check your order status at target.com/orders. If you used the Target app to pay, your transaction history is also stored there.
How to Dispute or Cancel
For in-store purchases, bring the item and your receipt to any Target Guest Services desk for a return or exchange. Target's return policy allows most items to be returned within 90 days (120 days for Target Circle card purchases). For online orders, initiate a return at target.com/orders. To cancel a pending online order, go to target.com/orders and select "Cancel" before it ships. For unauthorized charges, contact Target Guest Relations at 800-440-0680 and your bank.
Frequently Asked Questions
Why does my Target charge show a store number I don't recognize?
Target assigns a unique store number to each location (e.g., TARGET 00012345). The number on your statement corresponds to the specific Target store where you shopped, not a transaction number. If you visited a Target location other than your usual one, the store number will be different. Target has over 1,900 locations, so the numbers vary widely.
I used my Target Circle card. Why does the charge amount look wrong?
Target Circle credit and debit cards automatically apply a 5% discount at checkout. The charge on your statement reflects the discounted total, not the pre-discount amount. Additionally, coupons, Target Circle offers, and promotional discounts are applied at the time of purchase and reduce the statement amount further.
Can I return an online Target order to a physical store?
Yes. Most items ordered from target.com can be returned to any Target store within 90 days (120 days with a Target Circle card). Bring the item and your packing slip or order confirmation email. Some items like electronics have a shorter 30-day return window. Target also offers free return shipping for online orders through target.com/orders.
Why do I see two Target charges when I only made one purchase?
For online orders, Target may ship items in separate packages, resulting in multiple charges as each shipment processes. For in-store purchases, a pending authorization hold and the final charge can appear simultaneously before the hold drops off (usually within 1-3 days). Gift card or registry purchases may also process as separate transactions.
What is TARGET*SHIPT on my bank statement?
TARGET*SHIPT indicates a same-day delivery order placed through Target's partnership with Shipt. Shipt is an Instacart-style delivery service that Target owns. If you ordered groceries or household items from Target for same-day delivery, the charge appears under this descriptor. Delivery fees and service fees are included in the total.
Similar Charges
- TARGET
- TARGET.COM
- TARGET 00012345
- TGT*STORE
- TARGET*SHIPT