What is "WAFFLE HOUSE" on my bank statement?
WAFFLE HOUSE is usually a legitimate restaurant charge from the Waffle House diner chain.
Merchant: Waffle House | Category: Food Delivery
What Is This Charge?
A charge from Waffle House reflects a purchase at the Waffle House diner chain, a restaurant brand founded in 1955 in Avondale Estates, Georgia. Waffle House operates more than 1,900 locations across the United States, and most card charges come from an in-store meal, drink, or takeout order. The business category is Restaurant, and the charge is usually tied to breakfast, late-night food, or a roadside stop. A statement line may include a store number, city, state, or an asterisk before the location code.
Why Does This Charge Appear on My Statement?
This charge appears when you pay with a debit card, credit card, or mobile wallet at a Waffle House register or kiosk. It can also appear after a tipped meal if the final amount is posted after the initial card authorization. A charge can show up if you ordered food for pickup, paid for a dine-in meal, or used a card at a location that batches transactions at the end of the day. If you visited a Waffle House with a different city name on the receipt, the statement descriptor may still show the processing city instead of the store address.
Typical Charge Amounts
Most Waffle House charges are small restaurant transactions, often between $6 and $25 for one person. A breakfast meal with coffee commonly lands around $8 to $15, while a larger order with multiple entrées can reach $20 to $35. If you tipped on a card, the pending amount may first appear as the pre-tip total and then settle at a higher final amount. Some banks also show a temporary authorization hold of $1.00 or a slightly different pending amount before the final restaurant charge posts.
Common Variations
WAFFLE HOUSE WAFFLE HOUSE #1234 WAFFLE HOUSE 1234 ATLANTA GA WAFFLE HOUSE*1234 WAFFLE HOUSE 1234 WAFFLE HOUSE #1234 ATLANTA WAFFLE HOUSE 1234 GA WAFFLE HOUSE*1234 ATLANTA GA
Is This Charge Legitimate?
A Waffle House charge is usually legitimate if you recently ate at a Waffle House location or ordered food there. Start by matching the date, amount, and store number on your receipt or in your card app such as Chase Mobile, Bank of America, Capital One, or Apple Wallet. If you do not recognize the charge, call the merchant at 1-800-338-9338 and ask for the store number, transaction time, and payment method used. You can also verify the location on https://www.wafflehouse.com/locations/ and compare it with your travel history or receipt.
How to Dispute or Cancel
1. Call Waffle House customer service at 1-800-338-9338 and ask whether the charge came from a specific store and transaction time. 2. Keep your receipt, tip copy, and bank statement because restaurant disputes are easier when you can show the exact amount and date. 3. If the charge is wrong, ask the merchant to refund it first, because some banks want you to try merchant resolution before filing a claim. 4. If the merchant cannot fix it, contact your bank or card issuer and open a card dispute right away, since many issuers have time limits of 60 days or less from the statement date. 5. If you were overcharged, ask whether the store can adjust the ticket or reverse the payment, because restaurant purchases are often settled as final card transactions rather than cancellable subscriptions.
Frequently Asked Questions
Why does my Waffle House charge show as WAFFLE HOUSE*1234?
That format usually means the charge came from a specific Waffle House store, and 1234 is the store number or location code. The asterisk is a normal processor separator, and the city or state may appear on a separate line or be omitted by your bank.
How do I cancel my Waffle House subscription?
Waffle House does not usually work like a subscription service, so there is nothing to cancel for a normal restaurant purchase. If you see repeated charges, call 1-800-338-9338, ask for the store details, and then ask your bank to block the card if you suspect card misuse.
Why is my Waffle House charge a different amount than expected?
Restaurant charges can change after the first card authorization because the final bill may include tax, tip, or an adjusted item total. A pending amount can also differ from the posted amount if the store pre-authorized the card before closing the ticket.
Can Waffle House charges appear after a late-night meal or travel stop?
Yes, Waffle House is a common late-night and roadside restaurant, so the charge often appears after travel, overnight work, or a quick breakfast stop. The statement may show the processing city instead of the exact street address, which can make the charge look unfamiliar at first.
What should I do if I never visited a Waffle House location?
Check the date and amount in your banking app, then compare them with your recent card activity and any shared cards in your household. If the charge still looks wrong, call 1-800-338-9338, ask for the transaction details, and file a dispute with your bank immediately.
Similar Charges
- WAFFLE HOUSE
- WAFFLE HOUSE #1234
- WAFFLE HOUSE 1234 ATLANTA GA
- WAFFLE HOUSE*1234
- WAFFLE HOUSE 1234