What is "GEMINI" on my bank statement?

GEMINI is usually a legitimate charge from the Gemini crypto exchange for buying, selling, or moving cryptocurrency.

Merchant: Gemini | Category: Financial Services

What Is This Charge?

A charge from Gemini reflects a purchase, sale, or transfer of cryptocurrency through the Gemini crypto exchange, which was founded in 2014 and operates as a digital asset platform rather than a retail store. Gemini does not have physical store locations, so the charge usually comes from an app, website, or linked bank transfer. The merchant is best known for crypto trading, custody, and recurring buys.

Why Does This Charge Appear on My Statement?

This charge appears when you buy crypto in the Gemini app or on Gemini.com using a debit card, bank transfer, or instant funding method. It can also appear after you set up a recurring buy, move funds into a Gemini account, or complete a withdrawal-related fee. A pending authorization can show first and then settle later as the final posted amount.

Typical Charge Amounts

Gemini charges often start at $10, $25, or $50 for small crypto purchases, and many users see trades in the $100 to $500 range. Card-funded purchases can include a temporary authorization hold that is higher than the final charge, such as a $1 test authorization or a pending amount near the full purchase total. Trading fees vary by product and payment method, and recurring buys can repeat on a daily, weekly, or monthly schedule.

Common Variations

GEMINI GEMINI* GEMINI.COM GEMINI TRUST GEMINI NY GEMINI *BUY GEMINI *TRADE GEMINI *TRANSFER GEMINI 800-xxx-xxxx GEMINI.COM/ACH

Is This Charge Legitimate?

A Gemini charge is usually legitimate if you recently bought crypto, enabled recurring purchases, or linked your bank account to the Gemini app. Check the transaction history in the Gemini mobile app or sign in at https://www.gemini.com to match the date, amount, and order type. If you do not recognize the charge, review your email for a Gemini receipt and look for security alerts about new devices or withdrawals.

How to Dispute or Cancel

1. Open the Gemini app or log in at https://www.gemini.com and review your order history, recurring buys, and linked payment methods. 2. Contact Gemini support through the Help Center at https://support.gemini.com if you need a charge explanation, account review, or cancellation help. 3. If the charge is unauthorized, contact your bank or card issuer right away and start a dispute while Gemini investigates the account activity. 4. If you set up recurring buys, turn them off before the next scheduled date so the charge does not repeat. 5. If you suspect fraud, change your password, enable two-factor authentication, and remove any unknown bank accounts or cards from the profile.

Frequently Asked Questions

Why does my Gemini charge show as GEMINI* or GEMINI.COM?

Gemini uses several descriptor formats because charges can come from the app, the website, or a linked funding method. GEMINI* and GEMINI.COM usually mean the same merchant, and the difference often depends on the payment rail, the card network, or the bank that posted the transaction.

How do I cancel my Gemini subscription?

Gemini charges are usually not a subscription, but recurring buys can behave like one. Log in to the Gemini app or website, open recurring orders, and disable the schedule before the next purchase date. If you cannot find the setting, contact Gemini support through https://support.gemini.com and ask them to stop the recurring transaction.

Why is my Gemini charge a different amount than expected?

A Gemini charge can differ from the expected amount because of card authorization holds, exchange-rate movement, or fees tied to the payment method. A pending amount may be higher than the final settled charge, and the final posted amount can change if the crypto price moved between order placement and settlement.

Can Gemini charges be reversed after a crypto purchase?

Crypto purchases are often difficult to reverse because the transaction may settle quickly and the asset may already be credited to the account. If the charge is unauthorized, contact Gemini support immediately and also file a dispute with your bank or card issuer as soon as possible.

How do I check whether a Gemini transaction was a buy, sell, or transfer?

Open your Gemini transaction history and match the date, amount, and status to the bank statement line. Gemini usually labels activity in the app as a buy, sell, deposit, withdrawal, or transfer, which makes it easier to identify the exact action behind the charge.

Similar Charges

  • GEMINI
  • GEMINI*
  • GEMINI.COM
  • GEMINI TRUST
  • GEMINI NY

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