Financial Services Bank Charges

87 bank statement charges identified in the financial services category. Click any charge to see a detailed AI-powered explanation.

• SQ CASH — SQ CASH is a Cash App-related charge from Block, usually tied to a payment, transfer, or Cash App card purchase.
• SQ* — SQ* is usually a legitimate card charge processed through Square, often with the merchant name after the asterisk.
• STRIPE* — STRIPE* is usually a payment processed through Stripe for another business, not a direct purchase from Stripe itself.
• VENMO* — VENMO* is usually a legitimate Venmo payment or transfer. Check your Venmo activity to match the amount and recipient.
• VENMO*CASHOUT — VENMO*CASHOUT is usually a legitimate Venmo instant transfer of your balance to a bank or debit card.
• BRAINTREE* — BRAINTREE* is usually a legitimate card charge processed by Braintree, PayPal's payment platform.
• CASHAPP*BTC — CASHAPP*BTC is usually a legitimate Cash App Bitcoin purchase or transfer, not a scam by itself.
• SQUARE — SQUARE is usually a legitimate card payment processed by Square, the Block-owned payment platform used by small business
• AFFIRM — AFFIRM is usually a legitimate Buy Now, Pay Later payment or loan installment from Affirm.
• PP* — PP* is usually a PayPal card charge or payment descriptor, not a scam by itself.
• ACH DEBIT — ACH DEBIT is an electronic bank transfer, usually an authorized payment or bill debit—not a merchant charge.
• TRANSFERWISE — TRANSFERWISE is usually a legitimate Wise money transfer charge for sending or receiving funds internationally.
• XFER — XFER usually means a bank transfer between accounts, not a merchant purchase. Check your transfers and linked accounts t
• BETTERMENT — BETTERMENT is usually a legitimate investing charge from Betterment for robo-advisor account fees or transfers.
• HOLD — HOLD is usually a temporary authorization hold, not a final charge. It often comes from hotels, gas stations, or car ren
• WEBULL — WEBULL is a legitimate charge from the Webull investing app for trading or account-related activity.
• PAYU* — PAYU* is usually a legitimate payment processor charge from PayU, often tied to an online merchant purchase.
• MISC DEBIT — MISC DEBIT, MISC DEBIT CARD, MISC DEBIT POS, and MISC DEBIT ATM are generic bank debit labels, not a named merchant.
• SEZZLE* — SEZZLE* is a legitimate Sezzle installment payment charge, usually for a buy-now-pay-later purchase or scheduled install
• DEPOSIT — DEPOSIT usually means money was added to your bank account, not a purchase. If you don’t recognize it, verify the source
• CHECKCARD — CHECKCARD usually means a debit card purchase or authorization, not a scam. It’s a generic bank descriptor, so verify th
• DEBIT — DEBIT usually means a bank debit or card withdrawal, not a merchant charge. It is often legitimate, but you should match
• WESTERN UNION — WESTERN UNION is a legitimate money transfer charge from Western Union, used for sending or receiving funds.
• AFTERPAY* — AFTERPAY* is a legitimate Afterpay charge tied to a purchase or installment payment, not usually a scam.
• ACH CREDIT — ACH CREDIT is usually a legitimate bank transfer, often a direct deposit, refund, or payment from another account.
• DD/BR — DD/BR usually means a direct debit or bank reference for an automatic payment, not a scam by itself.
• ATM W/D — ATM W/D usually means a cash withdrawal from an ATM, not a merchant purchase. If you didn’t make it, check with househol
• NSF FEE — NSF FEE is usually a legitimate bank charge for a payment that was returned because your account lacked enough funds.
• TRANSFER — TRANSFER usually means a bank-to-bank or account-to-account transfer, not a scam. Check your own accounts first, since i
• WIRE TFR — WIRE TFR is usually a bank-to-bank wire transfer, not a merchant purchase. Check your account activity to confirm whethe
• CREDIT — CREDIT usually means money was added to your account, such as a refund, reversal, or deposit.
• RECURRING — RECURRING usually means an automatic scheduled payment, not a merchant name. Check the underlying merchant and billing a
• INT'L — INT'L usually means an international transaction fee or foreign purchase, not a scam by itself.
• REFUND — REFUND usually means money was returned to your card or account, not a new charge.
• FIDELITY — FIDELITY is usually a legitimate charge or transfer from Fidelity Investments, often tied to an investment account or re
• SCHWAB — SCHWAB is usually a legitimate Charles Schwab investing or brokerage charge, but verify it against your account activity
• BINANCE — BINANCE is a legitimate crypto exchange charge, usually from buying, selling, or transferring cryptocurrency.
• TURBOTAX — TURBOTAX is a legitimate charge from Intuit for tax preparation software or e-filing services.
• BAL TFR FEE — BAL TFR FEE is usually a bank balance transfer fee, not a scam, but it should match a recent transfer or card statement.
• LATE FEE — LATE FEE is usually a bank or lender penalty for paying a credit card or loan after the due date.
• CASH ADV — CASH ADV usually means a cash advance from your credit card, not a scam, but it often includes fees and interest.
• BAL TRANSFER — BAL TRANSFER usually means a credit card balance transfer, not a scam. It may also include a transfer fee or promo offer
• DEBIT PURCHASE — DEBIT PURCHASE usually means a normal debit card transaction, not a scam. The exact merchant name should appear elsewher
• CHASE — CHASE is usually a legitimate JPMorgan Chase bank or card transaction, not a scam.
• AMEX — AMEX usually means an American Express card payment, fee, or account-related charge—not a scam.
• KLARNA — KLARNA is usually a legitimate Klarna payment or installment charge tied to a purchase you made.
• SP * — SP * usually means a payment processed through Stripe, often for a merchant paid via Google Pay.
• STRIPE — STRIPE usually means a payment processed through Stripe, not a direct charge from Stripe itself.
• ZIP PAY — ZIP PAY is a legitimate Buy Now, Pay Later installment charge from Zip (formerly Quadpay).
• POS DEBIT — POS DEBIT usually means a debit card purchase, not a scam, but the merchant name may be hidden.
• CASH APP* — CASH APP* is usually a legitimate Cash App payment or card transaction from Block, Inc.
• ZELLE* — ZELLE* is usually a legitimate peer-to-peer money transfer through Zelle, often tied to your bank or credit union.
• INTEREST — INTEREST usually means a bank-paid deposit credit or a loan/credit interest charge, not a scam.
• ANNUAL FEE — ANNUAL FEE is usually a legitimate bank or card fee for maintaining an account or service.
• PREAUTH — PREAUTH is usually a temporary card hold, not a final charge. It often disappears when the merchant completes or release
• AUTOPAY — AUTOPAY usually means an automatic bill payment or loan payment, not a scam. Check which biller or lender is linked to t
• ROBINHOOD — ROBINHOOD is a legitimate charge from the Robinhood investing app, often for a Gold subscription or account activity.
• BILL PAY — BILL PAY usually means a payment sent through your bank’s online bill pay service, not a merchant charge.
• ECOM — ECOM usually means an online card purchase, not a specific merchant. Check the amount, date, and your order history to c
• REVERSAL — REVERSAL usually means your bank reversed a prior transaction, not a new purchase. It is often legitimate, but verify th
• ETRADE — ETRADE is usually a legitimate charge from E*TRADE, Morgan Stanley's investing platform, tied to trades, transfers, or a
• REMITLY — REMITLY is a legitimate money transfer charge from Remitly for sending funds internationally.
• WIRE — WIRE usually means a bank wire transfer, not a merchant purchase. Check your account activity to confirm whether you sen
• OD FEE — OD FEE is usually a bank overdraft fee, not a scam, but it should be checked against recent account activity.
• MAINT FEE — MAINT FEE is usually a bank account maintenance fee, not a scam, but you should verify it with your bank.
• CHECK — CHECK usually means a paper check was deposited, cashed, or processed by your bank.
• PENDING — PENDING usually means a temporary card authorization, not a final charge. It should settle, change, or disappear within
• WEB PMT — WEB PMT usually means an online bill payment made through your bank, not a merchant charge.
• FOREIGN TXN — FOREIGN TXN usually means a card purchase processed outside your home country or in a foreign currency.
• CASH DISPENSE — CASH DISPENSE usually means an ATM cash withdrawal, not a scam. Check your ATM receipts or account history to confirm th
• VANGUARD — VANGUARD is usually a legitimate investment charge from Vanguard for brokerage, retirement, or fund activity.
• ACORNS — ACORNS is a legitimate charge from the Acorns investing app, usually for a subscription or account fee.
• GEMINI — GEMINI is usually a legitimate charge from the Gemini crypto exchange for buying, selling, or moving cryptocurrency.
• HRBLOCK — HRBLOCK is usually a legitimate charge from H&R Block for tax prep, filing, or related services.
• CURRENT — CURRENT is usually a legitimate transaction from Current, the digital banking app and debit card provider.
• WORLDLINE* — WORLDLINE* is usually a card payment processed by Worldline, a major European payments company.
• CASH ADV FEE — CASH ADV FEE is a bank fee for using your credit card to get cash. It’s usually legitimate, but verify if you didn’t tak
• CHIME — CHIME is usually a legitimate transaction from Chime, the digital banking app and financial services company.
• MISC CREDIT — MISC CREDIT usually means a generic credit or refund, not a purchase. Check your account history to identify the source.
• MERCH DEP — MERCH DEP usually means a merchant deposit or credit, not a purchase. It’s often a legitimate bank-related credit, but v
• MORTGAGE PMT — MORTGAGE PMT usually means your scheduled mortgage payment to your lender, not a scam.
• PERSONAL LOAN — PERSONAL LOAN usually means a payment toward a legitimate personal loan, but the exact lender must be verified.
• MARCUS — MARCUS is usually a legitimate charge or transfer tied to Marcus by Goldman Sachs, often for savings or loan activity.
• CITI — CITI is usually a legitimate Citibank charge or account activity, but you should verify it matches your banking or card
• WELLS FARGO — WELLS FARGO is usually a legitimate charge or account activity from Wells Fargo, the bank and financial services company
• ALLY — ALLY is usually a legitimate charge from Ally Financial, often tied to a bank transfer, loan payment, or auto finance ac
• PAYPAL INST — PAYPAL INST usually means a PayPal Instant Transfer, often a legitimate bank transfer or cash-out.