What is "REMITLY" on my bank statement?

REMITLY is a legitimate money transfer charge from Remitly for sending funds internationally.

Merchant: Remitly | Category: Financial Services

What Is This Charge?

A charge from Remitly reflects an international money transfer purchase at Remitly, the Seattle-based remittance company founded in 2011. Remitly is not a retail store, and it does not have physical store locations, because it operates as a digital financial services platform. The company helps customers send money to bank accounts, cash pickup locations, mobile wallets, and debit cards in supported countries. A Remitly charge usually appears when a sender completes a transfer, pays a transfer fee, or selects an expedited delivery option.

Why Does This Charge Appear on My Statement?

This charge appears when you or someone with access to your payment method sends money through the Remitly app or website. It can also appear when a transfer is funded with a debit card, credit card, or bank account and the payment is processed immediately. A second common trigger is a repeat transfer to the same recipient, because Remitly stores recipient details and makes future transfers faster. A third trigger is a failed or adjusted payment attempt, which can create a temporary authorization before the final settled amount posts.

Typical Charge Amounts

Remitly charges often include a transfer fee of $0.00, $3.99, $4.99, $9.99, or $14.99, depending on the route, speed, and funding method. Many customers also see the transfer principal amount, such as $50, $100, $250, $500, or $1,000, because the charge may combine the fee and the sent funds. Card-funded transfers can also create a temporary authorization hold for the same amount before the final charge settles. Express delivery options usually cost more than economy delivery, and the fee can rise when the recipient country, payout method, or payment card type changes.

Common Variations

REMITLY* REMITLY.COM REMITLY INC REMITLY TRANSFER REMITLY US REMITLY*1234 REMITLY.COM*5678 REMITLY INC 800-XYZ REMITLY TRANSFER 1-800-210-7914 REMITLY US SEATTLE WA

Is This Charge Legitimate?

A Remitly charge is usually legitimate if you or a family member used the Remitly app, the Remitly website, or a saved payment method to send money. You can verify the charge by checking your transfer history at https://www.remitly.com and by signing in to the Remitly mobile app on iPhone or Android. You can also compare the statement date, transfer amount, and recipient name against your confirmation email or SMS receipt. If you do not recognize the charge, contact Remitly support through the Help Center at https://www.remitly.com/us/en/help and review your bank or card alerts for any linked payment activity.

How to Dispute or Cancel

1. Open your Remitly account and check whether the transfer is still pending, because pending transfers may sometimes be canceled before payout. 2. Use the Remitly Help Center at https://www.remitly.com/us/en/help to start a cancellation or refund request if the transfer has not been delivered. 3. Contact your bank or card issuer right away if you did not authorize the charge, because a parallel card dispute can help protect your account while Remitly investigates. 4. If your card was charged for a transfer you do not recognize, ask Remitly support for the exact transfer ID, recipient, and payout status before you file a formal dispute. 5. Remitly support is commonly reached through its online help tools rather than a public retail return line, so the fastest path is usually the app, the website, or the support form.

Frequently Asked Questions

Why does my remitly charge show as REMITLY*?

REMITLY* is a standard card descriptor for a Remitly money transfer. The asterisk usually appears because the processor adds a short code, location marker, or transaction reference to the base merchant name. Check your Remitly transfer receipt, because the posted amount often matches the fee plus the money sent.

How do I cancel my remitly subscription?

Remitly is not a subscription service, so there is usually no monthly plan to cancel. If you want to stop a transfer, sign in to your Remitly account and check whether the transaction is still pending. If it has not been paid out, use the Help Center at https://www.remitly.com/us/en/help to request cancellation.

Why is my remitly charge a different amount than expected?

The amount can differ because Remitly may charge a transfer fee, a card funding fee, or a faster-delivery premium on top of the money you sent. Some banks also show a temporary authorization hold before the final settlement posts. Compare the statement amount with your transfer confirmation, because the final posted charge may include both the send amount and the service fee.

Can Remitly charges be reversed if the transfer has not been delivered?

Yes, a Remitly transfer may be reversible if it is still pending and has not been paid out to the recipient. The best first step is to open the transfer in your Remitly account and check the status. If the transfer is already completed, you usually need to contact support and your bank separately.

What should I do if I do not recognize a Remitly charge?

First, check whether a family member or coworker used your card or bank account to send money. Next, review your email and text messages for a Remitly receipt, because the sender often gets a confirmation immediately. If the charge is still unfamiliar, contact Remitly through https://www.remitly.com/us/en/help and ask your bank to start a dispute.

Similar Charges

  • REMITLY*1234
  • REMITLY.COM*5678
  • REMITLY INC
  • REMITLY TRANSFER
  • REMITLY US SEATTLE WA

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