What is "OPENAI" on my bank statement?

OPENAI, OPENAI*CHATGPT, OPENAI API, or CHATGPT*OPENAI is usually a legitimate OpenAI subscription or usage charge.

Merchant: OpenAI | Category: Subscription

What Is This Charge?

A charge from OpenAI reflects a purchase at OpenAI, the artificial intelligence company founded in 2015. OpenAI is a digital services business, not a physical retail chain, so it does not have store locations or store counts. Most statement entries with OPENAI, OPENAI*CHATGPT, or CHATGPT*OPENAI are tied to ChatGPT plans, API usage, or related AI services.

Why Does This Charge Appear on My Statement?

This charge appears when you start a paid ChatGPT plan, renew a subscription, or use billable API credits. The descriptor can show up as OPENAI, OPENAI INC, OPENAI API, OPENAI*CHATGPT, or CHATGPT*OPENAI depending on the app store, billing platform, or card processor. It can also appear after a free trial ends and converts to a paid monthly plan. If you used ChatGPT Plus, Team, or API access, the charge is usually expected.

Typical Charge Amounts

Typical OpenAI charges often start at $20 per month for ChatGPT Plus. ChatGPT Team commonly bills at $25 per user per month when billed annually or $30 per user per month when billed monthly, depending on the plan terms at signup. API charges vary by usage, and many card statements show small test authorizations or pending holds near $0.00 to $1.00 before the final posted amount. If you see a higher amount, it is often a multi-seat team plan, accumulated API usage, or a renewal that included taxes.

Common Variations

- OPENAI - OPENAI*CHATGPT - OPENAI INC - OPENAI API - CHATGPT*OPENAI - OPENAI*CHATGPT SUBSCR - OPENAI*CHATGPT SUBSCR *APPLE - OPENAI*CHATGPT SUBSCR *GOOGLE - OPENAI*API - OPENAI*OPENAI.COM - OPENAI SAN FRANCISCO CA - OPENAI 800-xxx-xxxx

Is This Charge Legitimate?

A legitimate OpenAI charge should match a ChatGPT or API account you created at chatgpt.com or platform.openai.com. Check your email for receipts from OpenAI and look for the exact billing date, plan name, and last four digits of the card used. Review your subscription settings inside the ChatGPT app or on the OpenAI website to confirm whether the plan is active. If you do not recognize the charge, compare the descriptor against your app store billing history from Apple or Google, because some OpenAI subscriptions are billed through those platforms.

How to Dispute or Cancel

1. Open chatgpt.com or platform.openai.com and sign in to the account that may have the subscription. 2. Go to Settings, Billing, or Plan to cancel the subscription before the next renewal date. 3. Check your email for the receipt and confirm the merchant name, amount, and billing cycle. 4. If you still do not recognize the charge, contact OpenAI support through help.openai.com and then call your bank or card issuer to start a dispute. 5. If the charge came through Apple or Google, cancel it in the App Store or Google Play subscriptions screen first, because the merchant may not be able to stop that billing path directly.

Frequently Asked Questions

Why is OPENAI on my bank statement?

OPENAI on your bank statement usually means a ChatGPT subscription, API usage charge, or a renewal linked to your OpenAI account. Common descriptors include OPENAI*CHATGPT, OPENAI API, and CHATGPT*OPENAI. Check your email receipts and your billing page at chatgpt.com or platform.openai.com to confirm the exact plan.

How do I cancel my OpenAI subscription?

Cancel your OpenAI subscription by signing in at chatgpt.com or platform.openai.com, opening Settings, and selecting Billing or Plan. If you subscribed through Apple or Google, cancel in the App Store or Google Play subscriptions menu. Save the cancellation confirmation email in case the next renewal posts anyway.

Why is my OpenAI charge a different amount than expected?

A different amount usually means taxes, a team plan with multiple seats, or API usage that exceeded your estimate. OpenAI API billing can also post after usage accumulates, so the final charge may be higher than a small pending authorization. Compare the posted amount with your billing dashboard and receipt.

Is OPENAI*CHATGPT SUBSCR legitimate?

OPENAI*CHATGPT SUBSCR is usually legitimate if you signed up for ChatGPT Plus, Team, or another OpenAI plan. Verify the charge in your OpenAI account, then match the amount and date to the receipt in your email. If you never created the account, contact support and your bank right away.

What is OPENAI API on my statement?

OPENAI API usually means usage-based billing for OpenAI developer tools or automation. The amount can change from month to month because it depends on tokens, requests, and the model used. Review platform.openai.com billing history to see the exact usage that produced the charge.

Similar Charges

  • OPENAI
  • OPENAI*CHATGPT
  • OPENAI INC
  • OPENAI API
  • CHATGPT*OPENAI

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