What is "RACETRAC" on my bank statement?
RACETRAC is usually a legitimate RaceTrac gas station or convenience store charge.
Merchant: RaceTrac | Category: Other
What Is This Charge?
A charge from RaceTrac reflects a purchase at a RaceTrac gas station or convenience store. RaceTrac was founded in 1934, and it operates more than 800 stores across the southeastern United States. The company sells gasoline, snacks, drinks, coffee, and prepared food, so the charge usually comes from a fuel stop or in-store purchase. A statement line that says RACETRAC is usually a normal merchant descriptor, not a subscription or digital service.
Why Does This Charge Appear on My Statement?
This charge appears when you pay at a RaceTrac pump, inside the store, or through a mobile wallet linked to your card. A fuel purchase can post first as a temporary authorization and then settle later for the final amount. A store visit can also create a charge if you bought drinks, food, or car items with the same card. If you used a debit card at the pump, the bank may show a higher pending amount before the final transaction clears.
Typical Charge Amounts
Most RaceTrac charges are small retail or fuel purchases, often between $5 and $75. A coffee, snack, or fountain drink can post for $2 to $12, while a full fuel fill-up can range from $25 to $90 depending on vehicle size and gas prices. Debit and credit card pump transactions can show a temporary hold of $1, $10, $50, or $100 before the final amount settles. RaceTrac does not usually charge a membership fee for normal store or fuel purchases.
Common Variations
RACETRAC RACETRAC #1234 RACETRAC GAS RACETRAC STORE 123 RACETRAC 1234 ATLANTA GA RACETRAC #0456 RACETRAC FUEL RACETRAC CONVENIENCE
Is This Charge Legitimate?
A RACETRAC charge is usually legitimate if you recently bought gas, food, or drinks at a RaceTrac location. Check your receipt, your bank app, or your card history to match the date, amount, and store number. You can also verify the merchant by looking up the store on the RaceTrac website at https://www.racetrac.com or in the RaceTrac app. If you do not recognize the charge, call RaceTrac customer service at 1-800-789-5288 and ask for the store details tied to the transaction.
How to Dispute or Cancel
1. Compare the statement line with your receipt, because fuel purchases often post after the pump authorization. 2. Call RaceTrac at 1-800-789-5288 and ask for the exact store, time, and terminal record. 3. If the charge is wrong, ask the merchant to reverse it and keep the case number. 4. File a dispute with your bank or card issuer at the same time, because banks usually have a limited dispute window. RaceTrac store purchases are not a subscription, so there is usually nothing to cancel unless the charge came from a separate service or app tied to your card.
Frequently Asked Questions
Why does my RaceTrac charge show as RACETRAC #1234?
That format usually means the transaction came from a specific RaceTrac store and the number is the location ID. Gas station purchases often include a store number, city code, or fuel descriptor so the bank can identify the exact terminal. If you bought fuel or snacks there, the charge is likely valid.
How do I cancel my RaceTrac subscription?
RaceTrac store and fuel purchases are not a subscription, so there is usually nothing to cancel. If you were charged through a separate app, fleet account, or delivery service, cancel that service directly in its app or website. For a mistaken card charge, call RaceTrac at 1-800-789-5288 and then dispute it with your bank.
Why is my RaceTrac charge a different amount than expected?
Fuel charges can change because the pump may place a temporary authorization hold before the final amount posts. Debit cards often show a $1, $10, $50, or $100 hold, and the settled amount can be lower or higher depending on how much fuel you pumped. Taxes, prepay amounts, and partial fills can also make the final charge differ from what you expected.
Does RACETRAC charge a fee for using a debit card at the pump?
RaceTrac does not normally charge a separate debit card fee on standard retail purchases. Your bank may still place an authorization hold when you pay at the pump, and that hold can look like an extra charge until it clears. If the amount stays pending too long, contact your bank and RaceTrac with the transaction date.
How can I verify a RaceTrac transaction on my statement?
Match the amount, date, and store number against your receipt or your card history. You can also check the RaceTrac website at https://www.racetrac.com or call 1-800-789-5288 for store confirmation. If you never visited a RaceTrac location, report the charge to your card issuer as unauthorized.
Similar Charges
- RACETRAC
- RACETRAC #1234
- RACETRAC GAS
- RACETRAC STORE 123
- RACETRAC 1234 ATLANTA GA