What is "SNAPCHAT" on my bank statement?
SNAPCHAT is usually a legitimate charge from Snap for Snapchat+ or another in-app purchase.
Merchant: Snap Inc. | Category: Subscription
What Is This Charge?
A charge from Snapchat reflects a purchase at Snap Inc., the company behind the Snapchat app, which was founded in 2011 and is best known for mobile messaging, creator tools, and paid digital features. Snapchat is a digital content and subscription business, not a physical retail chain, so there are no store counts to track. The most common paid product is Snapchat+, which adds premium app features for a monthly or annual fee. Some charges also come from in-app purchases, ad tools, or app store billing tied to an Apple ID or Google account.
Why Does This Charge Appear on My Statement?
This charge appears when a user starts or renews a Snapchat+ subscription, buys a digital feature inside the app, or authorizes a payment through Apple App Store or Google Play. It can also appear after a free trial ends and the subscription converts to a paid plan automatically. In some cases, the billing descriptor shows the app name instead of Snap Inc., which makes the charge look unfamiliar even when the purchase is valid. A family member using the same phone, tablet, or app store account can also trigger the charge.
Typical Charge Amounts
Snapchat+ is commonly billed at about $3.99 per month in the United States, and annual plans are often priced around $29.99 per year. Some users see small test or authorization holds near $0.99 to $1.00 before the final charge posts. In-app digital purchases can also land in the $1.99 to $9.99 range depending on the feature or add-on. Taxes may increase the final amount by a small percentage depending on the state or country.
Common Variations
SNAPCHAT SNAPCHAT* SNAPCHAT INC SNAPCHAT SUBSCRIPTION SNAPCHAT+ SUBSCRIPTION SNAPCHAT APPLE.COM/BILL SNAPCHAT GOOGLE*SNAPCHAT SNAPCHAT 800-591-4804 SNAPCHAT CA SNAPCHAT US
Is This Charge Legitimate?
A Snapchat charge is usually legitimate if you or someone on your account signed up for Snapchat+, bought a digital item, or accepted a free trial that renewed. Check the Snapchat app first by opening your profile, tapping Snapchat+, and reviewing the subscription status. If the charge came through Apple, check Settings > Apple ID > Subscriptions or report it at https://reportaproblem.apple.com. If the charge came through Google Play, open the Play Store, tap your profile, and review Payments & subscriptions, or visit https://play.google.com/store/account.
How to Dispute or Cancel
1. Open Snapchat, Apple Subscriptions, or Google Play subscriptions and confirm the plan, renewal date, and billing account. 2. Cancel the subscription before the next renewal if you do not want future charges. 3. Contact Snap support through the Help Center at https://help.snapchat.com if the charge is unfamiliar, and use the support path tied to the app store if Apple or Google processed the payment. 4. If the charge is unauthorized, call your bank or card issuer right away and start a card dispute while you keep screenshots, receipts, and cancellation records. Apple billing support is available at 1-800-275-2273, and Google Play support is available through the Play Store help flow.
Frequently Asked Questions
Why does my SNAPCHAT charge show as SNAPCHAT*?
The asterisk usually appears because the card processor or app store adds a billing marker to the merchant name. A SNAPCHAT* charge still usually points to Snap Inc., Snapchat+, or another app-based purchase, and the exact format can change based on whether Apple, Google, or Snap processed the payment.
How do I cancel my SNAPCHAT subscription?
Cancel Snapchat+ in the Snapchat app by opening your profile, tapping Snapchat+, and following the cancellation steps. If you subscribed through Apple, cancel in Settings > Apple ID > Subscriptions. If you subscribed through Google Play, open the Play Store, tap your profile, and cancel under Payments & subscriptions.
Why is my SNAPCHAT charge a different amount than expected?
The amount can differ because taxes are added, the plan renewed after a free trial, or the charge was processed through Apple or Google with a separate billing format. Small temporary holds near $0.99 to $1.00 can also appear before the final subscription amount posts.
Can SNAPCHAT charges come from someone else using my account?
Yes, a shared Apple ID, Google account, or unlocked phone can let another person start a Snapchat+ subscription or buy a digital feature. Check the subscription history in Snapchat, Apple Subscriptions, and Google Play to see which account authorized the payment.
What should I do if SNAPCHAT charged me after a free trial?
A free trial can convert to a paid subscription automatically if it is not canceled before the renewal date. Review the trial end date, cancel in the app store or Snapchat settings, and request a refund from Apple, Google, or Snap support if the charge was not intended.
Similar Charges
- SNAPCHAT
- SNAPCHAT*
- SNAPCHAT INC
- SNAPCHAT SUBSCRIPTION
- SNAPCHAT+ SUBSCRIPTION