What is "SPEEDWAY" on my bank statement?
SPEEDWAY is usually a legitimate gas station or convenience store charge from Speedway.
Merchant: Speedway | Category: Other
What Is This Charge?
A charge from Speedway reflects a purchase at a Speedway gas station or convenience store. Speedway was founded in 1959 and operated more than 3,900 stores across the United States before its retail network was sold to 7-Eleven in 2021. Speedway locations sell fuel, snacks, drinks, tobacco, and in-store convenience items. A statement line with SPEEDWAY usually means a card was used in person, at the pump, or for a preauthorization hold.
Why Does This Charge Appear on My Statement?
This charge appears when you buy fuel, food, or drinks at a Speedway location using a debit card, credit card, or mobile wallet. It can also appear when you pay at the pump, because many fuel stations place a temporary authorization hold before the final amount posts. A charge can show up after a cashier transaction, an inside-store purchase, or an automated fuel purchase tied to the store number. If you used a card for a car wash, lottery purchase, or convenience-store item, the descriptor can still show only SPEEDWAY.
Typical Charge Amounts
Typical Speedway purchases are often between $5 and $80, depending on fuel volume and in-store items. A small snack or drink purchase may post for $2.49, $4.99, or $9.99. Fuel pump holds are commonly $1.00, $25.00, $50.00, or $100.00 before the final charge replaces the temporary authorization. Larger fill-ups can post as $35.00, $48.76, $62.14, or $79.88 when the station finalizes the transaction.
Common Variations
SPEEDWAY SPEEDWAY #1234 SPEEDWAY 01234 SPEEDWAY GAS SPEEDWAY STORE SPEEDWAY 1234 SPEEDWAY #01234 SPEEDWAY FUEL SPEEDWAY MART SPEEDWAY OH 1234
Is This Charge Legitimate?
A Speedway charge is usually legitimate if you recently bought fuel or convenience items at a Speedway location. Check your receipt, your card’s recent transactions, and your location history to match the date, time, and store number. Use the Speedway app or your card issuer’s app to confirm the merchant name, amount, and pending-versus-posted status. If you need store help, use the Speedway customer service line at 1-800-643-1948 or visit https://www.speedway.com for store and support information.
How to Dispute or Cancel
1. Compare the charge to your receipt and confirm whether it is a pending fuel hold or a final posted purchase. 2. Call Speedway customer service at 1-800-643-1948 and ask for the store number, transaction time, and payment lookup. 3. If the charge is wrong, ask the store to reverse it or provide a refund policy explanation for the specific purchase. 4. File a dispute with your bank or card issuer at the same time, because banks can start a chargeback while the merchant investigates. 5. If the charge is from a card you no longer use, ask your bank to block the card and issue a replacement.
Frequently Asked Questions
Why does my Speedway charge show as SPEEDWAY #1234?
That format usually means the transaction came from a specific Speedway store with store number 1234. Gas stations often append the store number so the bank can identify the exact location, especially for fuel purchases and pump authorizations. The charge is usually legitimate if the date, amount, and city match your receipt or travel history.
How do I cancel my Speedway subscription?
Speedway is not usually a subscription merchant, so most SPEEDWAY charges are one-time purchases rather than recurring billing. If you see repeated charges, call 1-800-643-1948 and ask whether the card was saved for a fuel program, car wash, or app-linked payment. Then ask your bank to block future charges if you do not recognize the activity.
Why is my Speedway charge a different amount than expected?
The most common reason is a fuel pump authorization hold that starts at $1.00, $25.00, $50.00, or $100.00 and later changes to the final amount. The final charge can also differ because the pump calculates the exact gallons purchased, local fuel tax, or a car wash add-on. If the posted amount is still wrong after 3 to 7 business days, contact the store and your bank.
Can Speedway charges be from a gas pump hold?
Yes, Speedway charges often begin as a temporary hold when you pay at the pump. The hold can appear before fuel is dispensed and may stay pending until the station settles the transaction. If you only bought a small amount of fuel, the final posted amount may be lower than the original hold.
What should I do if I do not recognize a Speedway charge?
First, check whether a family member, employee, or travel companion used your card at a Speedway location. Next, compare the store number, date, and amount with your receipt and banking app. If you still do not recognize it, call 1-800-643-1948 and open a dispute with your card issuer immediately.
Similar Charges
- SPEEDWAY
- SPEEDWAY #1234
- SPEEDWAY 01234
- SPEEDWAY GAS
- SPEEDWAY STORE